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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,765 | $86,919+50.4% | $102,457+27.6% | $80,911+61.6% |
| Participation rate | 82.1% | 72.4%+9.8pp | 76.5%+5.6pp | 67.6%+14.5pp |
| Annual return | 50.84% | 18.90%+31.9pp | 29.41%+21.4pp | 35.63%+15.2pp |
| Employer contribution / active EE | $2,038 | $2,368-14.0% | $3,022-32.6% | $2,756-26.1% |
| Participant deferral / active EE | $4,033 | $4,119-2.1% | $5,054-20.2% | $4,297-6.1% |
| Admin fee / account holder | $6,744 | $8,049-16.2% | $9,451-28.6% | $6,935-2.8% |