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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,765 | $86,940+50.4% | $102,434+27.7% | $80,935+61.6% |
| Participation rate | 82.1% | 72.4%+9.8pp | 76.5%+5.6pp | 67.7%+14.5pp |
| Annual return | 50.84% | 18.89%+32.0pp | 29.46%+21.4pp | 35.66%+15.2pp |
| Employer contribution / active EE | $2,038 | $2,370-14.0% | $3,023-32.6% | $2,757-26.1% |
| Participant deferral / active EE | $4,033 | $4,121-2.1% | $5,055-20.2% | $4,299-6.2% |
| Admin fee / account holder | $6,744 | $8,047-16.2% | $9,462-28.7% | $6,924-2.6% |