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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,722 | $81,476-73.3% | $102,383-78.8% | $80,925-73.2% |
| Participation rate | 96.9% | 66.8%+30.1pp | 74.5%+22.4pp | 67.7%+29.3pp |
| Annual return | 16.04% | 25.59%-9.6pp | 24.94%-8.9pp | 35.65%-19.6pp |
| Employer contribution / active EE | $1,030 | $3,105-66.8% | $3,870-73.4% | $2,756-62.6% |
| Participant deferral / active EE | $2,176 | $3,871-43.8% | $5,060-57.0% | $4,299-49.4% |
| Admin fee / account holder | $2,089 | $6,717-68.9% | $8,391-75.1% | $6,940-69.9% |