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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,215 | $74,535+34.5% | $100,712-0.5% | $82,637+21.3% |
| Participation rate | 38.9% | 61.2%-22.3pp | 69.3%-30.4pp | 68.1%-29.2pp |
| Annual return | 15.75% | 18.92%-3.2pp | 33.27%-17.5pp | 53.51%-37.8pp |
| Employer contribution / active EE | $1,191 | $1,503-20.7% | $2,313-48.5% | $2,552-53.3% |
| Participant deferral / active EE | $3,268 | $3,074+6.3% | $4,085-20.0% | $4,126-20.8% |
| Admin fee / account holder | $5,654 | $6,576-14.0% | $9,256-38.9% | $7,339-23.0% |