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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,482 | $109,908-52.2% | $97,161-46.0% | $145,978-64.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.02% | 243.80%-233.8pp | 75.36%-65.3pp | 550.52%-540.5pp |
| Employer contribution / active EE | $2,325 | $3,077-24.5% | $2,723-14.6% | $4,662-50.1% |
| Participant deferral / active EE | $5,226 | $4,679+11.7% | $4,265+22.5% | $6,690-21.9% |
| Admin fee / account holder | $11,475 | $6,213+84.7% | $5,647+103.2% | $13,400-14.4% |