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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,482 | $110,039-52.3% | $97,260-46.0% | $145,884-64.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.02% | 244.44%-234.4pp | 75.54%-65.5pp | 551.85%-541.8pp |
| Employer contribution / active EE | $2,325 | $3,074-24.4% | $2,721-14.6% | $4,662-50.1% |
| Participant deferral / active EE | $5,226 | $4,674+11.8% | $4,262+22.6% | $6,690-21.9% |
| Admin fee / account holder | $11,475 | $6,204+85.0% | $5,640+103.5% | $13,392-14.3% |