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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,853 | $156,398+105.2% | $147,318+117.8% | $138,895+131.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.31% | 78.75%-67.4pp | 70.43%-59.1pp | 145.39%-134.1pp |
| Employer contribution / active EE | $1,114 | $4,853-77.0% | $4,593-75.7% | $4,194-73.4% |
| Participant deferral / active EE | $5,885 | $8,237-28.6% | $7,906-25.6% | $6,396-8.0% |
| Admin fee / account holder | $91,349 | $14,976+510.0% | $13,708+566.4% | $12,562+627.2% |