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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,486 | $160,028+89.0% | $147,080+105.7% | $145,884+107.3% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 11.11% | 98.60%-87.5pp | 420.17%-409.1pp | 551.85%-540.7pp |
| Employer contribution / active EE | $5,142 | $5,286-2.7% | $4,933+4.2% | $4,662+10.3% |
| Participant deferral / active EE | $7,007 | $8,422-16.8% | $8,066-13.1% | $6,690+4.7% |
| Admin fee / account holder | $2,079 | $15,030-86.2% | $12,989-84.0% | $13,392-84.5% |