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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,120 | $110,379+117.5% | $102,412+134.5% | $145,884+64.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.27% | 24.84%-12.6pp | 24.94%-12.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $13,345 | $4,216+216.5% | $3,870+244.8% | $4,662+186.2% |
| Participant deferral / active EE | $10,477 | $5,622+86.4% | $5,060+107.1% | $6,690+56.6% |
| Admin fee / account holder | $2,017 | $9,745-79.3% | $8,388-76.0% | $13,392-84.9% |