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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,199 | $162,136+190.0% | $152,301+208.7% | $154,746+203.9% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 16.00% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $6,884 | $4,890+40.8% | $4,624+48.9% | $4,379+57.2% |
| Participant deferral / active EE | $10,219 | $8,341+22.5% | $8,004+27.7% | $6,730+51.8% |
| Admin fee / account holder | $1,686 | $15,759-89.3% | $14,398-88.3% | $14,365-88.3% |