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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,511 | $160,070+180.2% | $147,117+204.9% | $145,897+207.4% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 10.77% | 98.69%-87.9pp | 420.54%-409.8pp | 552.29%-541.5pp |
| Employer contribution / active EE | $8,022 | $5,285+51.8% | $4,932+62.6% | $4,663+72.0% |
| Participant deferral / active EE | $11,398 | $8,419+35.4% | $8,065+41.3% | $6,689+70.4% |
| Admin fee / account holder | $1,684 | $15,035-88.8% | $12,993-87.0% | $13,390-87.4% |