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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,471 | $61,816-81.4% | $97,260-88.2% | $80,935-85.8% |
| Participation rate | 74.4% | 63.5%+11.0pp | 72.7%+1.8pp | 67.7%+6.8pp |
| Annual return | 9.28% | -558.73%+568.0pp | 75.54%-66.3pp | 35.66%-26.4pp |
| Employer contribution / active EE | $2,664 | $1,836+45.1% | $2,721-2.1% | $2,757-3.4% |
| Participant deferral / active EE | $3,166 | $3,027+4.6% | $4,262-25.7% | $4,299-26.4% |
| Admin fee / account holder | $641 | $5,166-87.6% | $5,640-88.6% | $6,924-90.7% |