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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,471 | $61,755-81.4% | $97,161-88.2% | $80,911-85.8% |
| Participation rate | 74.4% | 63.5%+10.9pp | 72.7%+1.7pp | 67.6%+6.8pp |
| Annual return | 9.28% | -557.90%+567.2pp | 75.36%-66.1pp | 35.63%-26.3pp |
| Employer contribution / active EE | $2,664 | $1,835+45.2% | $2,723-2.2% | $2,756-3.3% |
| Participant deferral / active EE | $3,166 | $3,026+4.6% | $4,265-25.8% | $4,297-26.3% |
| Admin fee / account holder | $641 | $5,166-87.6% | $5,647-88.7% | $6,935-90.8% |