Retirement plan

GRACE CHRISTIAN CHILD CARE 401(K) PROFIT SHARING PLAN & TRUST

Name: GRACE CHRISTIAN CHILD CARE - GRACE CHRISTIAN CHILD CARE 401(K) PROFIT SHARING PLAN & TRUST (2025) Form 5500
Creator: GRACE CHRISTIAN CHILD CARE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GRACE CHRISTIAN CHILD CARE 401(K) PROFIT SHARING PLAN & TRUST, GRACE CHRISTIAN CHILD CARE

GRACE CHRISTIAN CHILD CAREEIN 25-1691981Plan #001PY 2025

433 E MAIN ST - HUMMELSTOWN, PA 170361829717-566-6575

Prospect flagsLow returnsLow fidelity bond

How to read this page

Total assets (EOY)

$704K

+72.8% from 2024

Total participants

+347.1% from 2024

Average account balance

$9,920

-58.6% from 2024

Annual return

13.36%

+2.77 pp from 2024

Benchmarks

See 9,247 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort9,247 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$704K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$10K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

202.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$54K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$215

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$15K

$437 / participant

Other / not subdivided$15K100.0%

% of EOY assets

2.172%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$9,920

$51,638-80.8%

$68,368-85.5%

$82,448-88.0%

Participation rate

85.7%

63.6%+22.1pp

73.8%+12.0pp

68.1%+17.6pp

Annual return

13.36%

37.53%-24.2pp

292.57%-279.2pp

41.64%-28.3pp

Employer contribution / active EE

$667

$2,047-67.4%

$2,649-74.8%

$2,551-73.9%

Participant deferral / active EE

$874

$2,914-70.0%

$4,123-78.8%

$4,139-78.9%

Admin fee / account holder

$215

$4,643-95.4%

$5,150-95.8%

$7,234-97.0%

GRACE CHRISTIAN CHILD CARE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GRACE CHRISTIAN CHILD CARE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion