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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,695 | $156,398-46.5% | $147,318-43.2% | $138,895-39.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.61% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $5,282 | $4,853+8.8% | $4,593+15.0% | $4,194+25.9% |
| Participant deferral / active EE | $1,512 | $8,237-81.6% | $7,906-80.9% | $6,396-76.4% |
| Admin fee / account holder | $523 | $14,976-96.5% | $13,708-96.2% | $12,562-95.8% |