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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,526 | $102,938+13.2% | $94,105+23.8% | $138,895-16.1% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 17.31% | 250.28%-233.0pp | 204.55%-187.2pp | 145.39%-128.1pp |
| Employer contribution / active EE | $12,673 | $2,732+363.9% | $2,504+406.0% | $4,194+202.2% |
| Participant deferral / active EE | $7,799 | $4,196+85.9% | $3,881+101.0% | $6,396+21.9% |
| Admin fee / account holder | $1,376 | $6,600-79.2% | $6,199-77.8% | $12,562-89.0% |