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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,436 | $96,731+133.1% | $123,973+81.8% | $86,983+159.2% |
| Participation rate | 70.3% | 70.0%+0.3pp | 76.7%-6.4pp | 69.5%+0.7pp |
| Annual return | 16.25% | 17.33%-1.1pp | 388.13%-371.9pp | 25.83%-9.6pp |
| Employer contribution / active EE | $741 | $3,297-77.5% | $4,126-82.0% | $2,584-71.3% |
| Participant deferral / active EE | $7,937 | $4,152+91.2% | $5,247+51.3% | $4,194+89.3% |
| Admin fee / account holder | $25,235 | $8,722+189.3% | $11,799+113.9% | $7,856+221.2% |