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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,436 | $89,259+152.6% | $107,187+110.3% | $82,637+172.8% |
| Participation rate | 70.3% | 67.9%+2.3pp | 75.0%-4.8pp | 68.1%+2.2pp |
| Annual return | 16.25% | 21.02%-4.8pp | 204.55%-188.3pp | 53.51%-37.3pp |
| Employer contribution / active EE | $741 | $3,080-75.9% | $3,782-80.4% | $2,552-71.0% |
| Participant deferral / active EE | $7,937 | $4,037+96.6% | $5,096+55.8% | $4,126+92.4% |
| Admin fee / account holder | $25,235 | $7,381+241.9% | $9,162+175.4% | $7,339+243.9% |