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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,712 | $86,919+4.4% | $102,457-11.5% | $80,911+12.1% |
| Participation rate | 97.4% | 72.4%+25.0pp | 76.5%+20.9pp | 67.6%+29.7pp |
| Annual return | 11.71% | 18.90%-7.2pp | 29.41%-17.7pp | 35.63%-23.9pp |
| Employer contribution / active EE | $3,126 | $2,368+32.0% | $3,022+3.4% | $2,756+13.4% |
| Participant deferral / active EE | $7,060 | $4,119+71.4% | $5,054+39.7% | $4,297+64.3% |
| Admin fee / account holder | $14,821 | $8,049+84.1% | $9,451+56.8% | $6,935+113.7% |