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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,712 | $86,940+4.3% | $102,434-11.4% | $80,935+12.1% |
| Participation rate | 97.4% | 72.4%+25.0pp | 76.5%+20.9pp | 67.7%+29.7pp |
| Annual return | 11.71% | 18.89%-7.2pp | 29.46%-17.7pp | 35.66%-23.9pp |
| Employer contribution / active EE | $3,126 | $2,370+31.9% | $3,023+3.4% | $2,757+13.4% |
| Participant deferral / active EE | $7,060 | $4,121+71.3% | $5,055+39.7% | $4,299+64.2% |
| Admin fee / account holder | $14,821 | $8,047+84.2% | $9,462+56.6% | $6,924+114.0% |