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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,087 | $212,386+156.2% | $199,883+172.2% | $138,895+291.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 13.26% | 47.75%-34.5pp | 43.81%-30.5pp | 145.39%-132.1pp |
| Employer contribution / active EE | $4,230 | $6,625-36.2% | $6,261-32.5% | $4,194+0.8% |
| Participant deferral / active EE | $5,774 | $9,617-40.0% | $9,138-36.8% | $6,396-9.7% |
| Admin fee / account holder | $3,156 | $18,233-82.7% | $17,268-81.7% | $12,562-74.9% |