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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,636 | $86,922+115.9% | $102,438+83.2% | $80,874+132.0% |
| Participation rate | 82.1% | 72.4%+9.8pp | 76.5%+5.6pp | 67.6%+14.5pp |
| Annual return | 9.36% | 18.90%-9.5pp | 29.37%-20.0pp | 35.62%-26.3pp |
| Employer contribution / active EE | $1,835 | $2,369-22.6% | $3,024-39.3% | $2,756-33.4% |
| Participant deferral / active EE | $5,704 | $4,119+38.5% | $5,054+12.9% | $4,297+32.8% |
| Admin fee / account holder | $51,213 | $8,050+536.2% | $9,448+442.1% | $6,935+638.4% |