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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,948 | $182,442-42.5% | $163,379-35.8% | $138,895-24.4% |
| Participation rate | 78.9% | 79.8%-0.8pp | 76.8%+2.1pp | 79.9%-1.0pp |
| Annual return | 13.65% | 72.74%-59.1pp | 63.41%-49.8pp | 145.39%-131.7pp |
| Employer contribution / active EE | $508 | $4,159-87.8% | $3,752-86.5% | $4,194-87.9% |
| Participant deferral / active EE | $3,220 | $6,817-52.8% | $6,282-48.7% | $6,396-49.7% |
| Admin fee / account holder | $3,096 | $10,396-70.2% | $9,818-68.5% | $12,562-75.4% |