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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,189 | $78,694-26.1% | $67,652-14.0% | $125,389-53.6% |
| Participation rate | 91.3% | 78.8%+12.5pp | 75.7%+15.6pp | 83.2%+8.1pp |
| Annual return | 0.26% | 9.46%-9.2pp | 6625.40%-6625.1pp | 282.24%-282.0pp |
| Employer contribution / active EE | $594 | $3,044-80.5% | $2,266-73.8% | $4,866-87.8% |
| Participant deferral / active EE | $1,788 | $4,292-58.4% | $3,560-49.8% | $5,352-66.6% |
| Admin fee / account holder | $481 | $7,403-93.5% | $4,821-90.0% | $9,541-95.0% |