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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,445 | $86,922+68.5% | $102,438+43.0% | $80,874+81.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 9.85% | 18.90%-9.0pp | 29.37%-19.5pp | 35.62%-25.8pp |
| Employer contribution / active EE | $4,172 | $2,369+76.1% | $3,024+38.0% | $2,756+51.4% |
| Participant deferral / active EE | $8,462 | $4,119+105.4% | $5,054+67.4% | $4,297+96.9% |
| Admin fee / account holder | $75,276 | $8,050+835.1% | $9,448+696.8% | $6,935+985.4% |