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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,445 | $86,949+68.4% | $102,460+42.9% | $80,959+80.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.85% | 18.89%-9.0pp | 29.47%-19.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $4,172 | $2,370+76.1% | $3,025+37.9% | $2,757+51.3% |
| Participant deferral / active EE | $8,462 | $4,121+105.3% | $5,056+67.4% | $4,300+96.8% |
| Admin fee / account holder | $75,276 | $8,048+835.4% | $9,460+695.7% | $6,925+987.0% |