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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,951 | $184,014+19.5% | $161,149+36.5% | $138,895+58.4% |
| Participation rate | 83.3% | 82.1%+1.3pp | 78.8%+4.5pp | 79.9%+3.4pp |
| Annual return | 11.51% | 21.52%-10.0pp | 21.16%-9.6pp | 145.39%-133.9pp |
| Employer contribution / active EE | $2,929 | $5,055-42.1% | $4,360-32.8% | $4,194-30.2% |
| Participant deferral / active EE | $12,066 | $6,909+74.6% | $6,153+96.1% | $6,396+88.6% |
| Admin fee / account holder | $1,163 | $18,027-93.5% | $15,194-92.3% | $12,562-90.7% |