Retirement plan

ST. BARNABAS EMPLOYEES RETIREMENT SAVINGS PLAN

Name: ST. BARNABAS HEALTH SYSTEM, INC. - ST. BARNABAS EMPLOYEES RETIREMENT SAVINGS PLAN (2015) Form 5500
Creator: ST. BARNABAS HEALTH SYSTEM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ST. BARNABAS EMPLOYEES RETIREMENT SAVINGS PLAN, ST. BARNABAS HEALTH SYSTEM, INC.

ST. BARNABAS HEALTH SYSTEM, INC.EIN 25-1552913Plan #002PY 2015

5830 MERIDIAN ROAD - GIBSONIA, PA 15044724-443-0700

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$7.9M

No prior year

Total participants

722

No prior year

Average account balance

$21,919

No prior year

Annual return

-1.25%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

644

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.85M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$116

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDUCIA GROUP LLC1+ years Filed as: FIDUCIA GROUP Service code 27 · EIN 26-2218504	Advisory (Plan)	$36,946
RIVERSEDGE ADV. RET. SOLUTIONS, LLC1+ years Service code 15 · EIN 27-1155910	Recordkeeping	$20,324

Plan features & details

Pension benefit codes2J2F2G2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$50K

$72 / participant

Contract admin$50K100.0%

% of EOY assets

0.628%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CREESE, SMITH & CO. LLC
Auditor EIN: 251801538
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,919

$37,117-40.9%

$147,617-85.2%

$55,191-60.3%

Participation rate

47.3%

63.6%-16.3pp

84.6%-37.3pp

69.2%-21.9pp

Annual return

-1.25%

3.44%-4.7pp

61.98%-63.2pp

10.78%-12.0pp

Employer contribution / active EE

$754

$1,620-53.5%

$5,564-86.5%

$1,899-60.3%

Participant deferral / active EE

$528

$1,985-73.4%

$4,895-89.2%

$3,046-82.7%

Admin fee / account holder

$138

$86+60.8%

$11,612-98.8%

$91+51.6%

Provider

Service type

Compensation

FIDUCIA GROUP LLC1+ years

Filed as: FIDUCIA GROUP

Service code 27 · EIN 26-2218504

Advisory (Plan)

$36,946

RIVERSEDGE ADV. RET. SOLUTIONS, LLC1+ years

Service code 15 · EIN 27-1155910

Recordkeeping

$20,324

ST. BARNABAS EMPLOYEES RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ST. BARNABAS EMPLOYEES RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion