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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,314 | $117,904-65.8% | $102,457-60.7% | $145,978-72.4% |
| Participation rate | 91.7% | 78.6%+13.1pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 7.09% | 31.80%-24.7pp | 29.41%-22.3pp | 550.52%-543.4pp |
| Employer contribution / active EE | $1,187 | $3,613-67.2% | $3,022-60.7% | $4,662-74.5% |
| Participant deferral / active EE | $4,251 | $5,733-25.9% | $5,054-15.9% | $6,690-36.5% |
| Admin fee / account holder | $2,509 | $13,329-81.2% | $9,451-73.5% | $13,400-81.3% |