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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,598 | $78,690+730.6% | $161,489+304.7% | $87,485+647.1% |
| Participation rate | 93.1% | 67.5%+25.6pp | 78.7%+14.4pp | 68.9%+24.2pp |
| Annual return | 12.21% | 32.74%-20.5pp | 89.72%-77.5pp | 26.06%-13.9pp |
| Employer contribution / active EE | $28,554 | $2,588+1003.2% | $4,268+569.0% | $2,596+999.8% |
| Participant deferral / active EE | $14,824 | $3,311+347.7% | $5,630+163.3% | $4,274+246.9% |
| Admin fee / account holder | $129,700 | $6,724+1829.0% | $16,006+710.3% | $7,775+1568.2% |