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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,465 | $75,832+24.6% | $147,617-36.0% | $59,633+58.4% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.04% | 0.37%-3.4pp | 61.98%-65.0pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $4,515 | $3,485+29.6% | $5,564-18.9% | $2,203+105.0% |
| Participant deferral / active EE | $738 | $3,131-76.4% | $4,895-84.9% | $3,192-76.9% |
| Admin fee / account holder | $2,337 | $5,986-61.0% | $11,612-79.9% | $4,297-45.6% |