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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,661 | $183,516+10.4% | $155,534+30.3% | $145,884+38.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.02% | 61.43%-51.4pp | 64.92%-54.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $1,337 | $5,315-74.9% | $4,675-71.4% | $4,662-71.3% |
| Participant deferral / active EE | $3,112 | $6,467-51.9% | $5,630-44.7% | $6,690-53.5% |
| Admin fee / account holder | $1,072 | $19,293-94.4% | $15,900-93.3% | $13,392-92.0% |