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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,723 | $138,386+92.7% | $184,260+44.8% | $80,935+229.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.82% | 20.02%-5.2pp | 28.84%-14.0pp | 35.66%-20.8pp |
| Employer contribution / active EE | $5,992 | $4,851+23.5% | $6,427-6.8% | $2,757+117.3% |
| Participant deferral / active EE | $10,960 | $7,076+54.9% | $9,133+20.0% | $4,299+154.9% |
| Admin fee / account holder | $55,906 | $10,489+433.0% | $13,898+302.3% | $6,924+707.4% |