Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,987 | $108,825-53.1% | $156,181-67.4% | $82,448-38.2% |
| Participation rate | 47.9% | 72.4%-24.5pp | 78.8%-30.9pp | 68.1%-20.2pp |
| Annual return | 11.62% | 20.59%-9.0pp | 64.87%-53.3pp | 41.64%-30.0pp |
| Employer contribution / active EE | $913 | $2,870-68.2% | $4,294-78.7% | $2,551-64.2% |
| Participant deferral / active EE | $1,747 | $4,577-61.8% | $6,132-71.5% | $4,139-57.8% |
| Admin fee / account holder | $1,538 | $9,341-83.5% | $14,586-89.5% | $7,234-78.7% |