Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,554 | $78,520+165.6% | $96,576+115.9% | $82,448+153.0% |
| Participation rate | 42.3% | 77.7%-35.4pp | 81.4%-39.1pp | 68.1%-25.8pp |
| Annual return | 11.31% | 41.30%-30.0pp | 38.47%-27.2pp | 41.64%-30.3pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,144 | $6,754-68.2% | $7,956-73.0% | $4,139-48.2% |
| Admin fee / account holder | $2,330 | $13,455-82.7% | $11,381-79.5% | $7,234-67.8% |