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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,673 | $58,241-6.1% | $81,780-33.1% | $80,911-32.4% |
| Participation rate | 93.2% | 63.4%+29.8pp | 72.4%+20.9pp | 67.6%+25.6pp |
| Annual return | 11.34% | 41.73%-30.4pp | 776.27%-764.9pp | 35.63%-24.3pp |
| Employer contribution / active EE | $2,973 | $2,343+26.9% | $2,914+2.0% | $2,756+7.9% |
| Participant deferral / active EE | $4,103 | $3,283+25.0% | $4,321-5.0% | $4,297-4.5% |
| Admin fee / account holder | $1,726 | $4,973-65.3% | $7,384-76.6% | $6,935-75.1% |