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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,350 | $57,590+435.4% | $86,233+257.6% | $82,448+274.0% |
| Participation rate | 95.9% | 57.9%+38.0pp | 69.0%+26.9pp | 68.1%+27.8pp |
| Annual return | 15.88% | 22.41%-6.5pp | 61.39%-45.5pp | 41.64%-25.8pp |
| Employer contribution / active EE | $8,371 | $1,655+405.7% | $2,504+234.3% | $2,551+228.2% |
| Participant deferral / active EE | $9,760 | $3,080+216.9% | $4,559+114.1% | $4,139+135.8% |
| Admin fee / account holder | $12,275 | $4,730+159.5% | $8,342+47.1% | $7,234+69.7% |