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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,607 | $160,040+150.9% | $147,096+173.0% | $145,877+175.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 20.56% | 98.49%-77.9pp | 419.75%-399.2pp | 551.28%-530.7pp |
| Employer contribution / active EE | $9,432 | $5,289+78.3% | $4,936+91.1% | $4,663+102.3% |
| Participant deferral / active EE | $6,420 | $8,429-23.8% | $8,071-20.5% | $6,691-4.0% |
| Admin fee / account holder | $15,139 | $15,050+0.6% | $13,005+16.4% | $13,402+13.0% |