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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,979 | $95,404+0.6% | $113,397-15.4% | $82,637+16.1% |
| Participation rate | 80.8% | 72.8%+8.0pp | 76.5%+4.3pp | 68.1%+12.7pp |
| Annual return | 11.84% | 19.08%-7.2pp | 23.20%-11.4pp | 53.51%-41.7pp |
| Employer contribution / active EE | $1,468 | $2,307-36.3% | $2,977-50.7% | $2,552-42.5% |
| Participant deferral / active EE | $4,001 | $4,220-5.2% | $5,076-21.2% | $4,126-3.0% |
| Admin fee / account holder | $12,439 | $9,168+35.7% | $11,957+4.0% | $7,339+69.5% |