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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,314 | $86,940+9.6% | $102,434-6.9% | $80,935+17.8% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.7%+12.3pp |
| Annual return | 13.91% | 18.89%-5.0pp | 29.46%-15.6pp | 35.66%-21.8pp |
| Employer contribution / active EE | $1,355 | $2,370-42.8% | $3,023-55.2% | $2,757-50.9% |
| Participant deferral / active EE | $3,767 | $4,121-8.6% | $5,055-25.5% | $4,299-12.4% |
| Admin fee / account holder | $19,160 | $8,047+138.1% | $9,462+102.5% | $6,924+176.7% |