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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,441 | $95,453-12.6% | $112,040-25.5% | $82,448+1.2% |
| Participation rate | 75.7% | 72.8%+2.9pp | 76.5%-0.8pp | 68.1%+7.6pp |
| Annual return | 13.88% | 23.92%-10.0pp | 24.52%-10.6pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,052 | $2,318-54.6% | $2,954-64.4% | $2,551-58.8% |
| Participant deferral / active EE | $4,418 | $4,224+4.6% | $5,098-13.3% | $4,139+6.7% |
| Admin fee / account holder | $31,963 | $9,013+254.6% | $12,098+164.2% | $7,234+341.8% |