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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,148 | $86,949-4.4% | $102,460-18.8% | $80,959+2.7% |
| Participation rate | 77.8% | 72.4%+5.4pp | 76.5%+1.3pp | 67.7%+10.1pp |
| Annual return | 8.50% | 18.89%-10.4pp | 29.47%-21.0pp | 35.67%-27.2pp |
| Employer contribution / active EE | $887 | $2,370-62.5% | $3,025-70.7% | $2,757-67.8% |
| Participant deferral / active EE | $3,504 | $4,121-15.0% | $5,056-30.7% | $4,300-18.5% |
| Admin fee / account holder | $33,968 | $8,048+322.1% | $9,460+259.1% | $6,925+390.5% |