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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHNEIDER DOWNS WEALTH MANAGEMENT A Service code 27 · EIN 25-1857157 | Advisory (Plan) | $68,949 |
Service code 13 · EIN 47-3764076 | Contract Administrator | $33,815 |
Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $10,948 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,319 | $83,023-16.5% | $102,437-32.3% | $77,762-10.9% |
| Participation rate | 53.3% | 71.5%-18.3pp | 74.5%-21.2pp | 70.6%-17.3pp |
| Annual return | 12.48% | 19.12%-6.6pp | 24.95%-12.5pp | 31.27%-18.8pp |
| Employer contribution / active EE | $1,197 | $3,552-66.3% | $3,871-69.1% | $2,728-56.1% |
| Participant deferral / active EE | $4,984 | $4,110+21.3% | $5,060-1.5% | $4,651+7.2% |
| Admin fee / account holder | $247 | $639-61.3% | $8,388-97.1% | $433-42.9% |