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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHNEIDER DOWNS WEALTH MANAGEMENT A Service code 27 · EIN 25-1857157 | Advisory (Plan) | $68,949 |
Service code 13 · EIN 47-3764076 | Contract Administrator | $33,815 |
Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $10,948 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,319 | $82,972-16.5% | $103,374-32.9% | $77,671-10.8% |
| Participation rate | 53.3% | 71.5%-18.2pp | 74.5%-21.2pp | 70.6%-17.3pp |
| Annual return | 12.48% | 19.14%-6.7pp | 24.89%-12.4pp | 31.21%-18.7pp |
| Employer contribution / active EE | $1,197 | $3,554-66.3% | $3,869-69.1% | $2,726-56.1% |
| Participant deferral / active EE | $4,984 | $4,108+21.3% | $5,058-1.4% | $4,648+7.2% |
| Admin fee / account holder | $247 | $639-61.3% | $8,394-97.1% | $430-42.6% |