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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,126 | $101,798+169.3% | $165,071+66.1% | $80,935+238.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.43% | 16.73%-7.3pp | 70.17%-60.7pp | 35.66%-26.2pp |
| Employer contribution / active EE | $12,154 | $2,954+311.4% | $4,347+179.6% | $2,757+340.9% |
| Participant deferral / active EE | $7,059 | $4,476+57.7% | $6,035+17.0% | $4,299+64.2% |
| Admin fee / account holder | $132,580 | $8,221+1512.6% | $12,695+944.3% | $6,924+1814.7% |