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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,126 | $101,752+169.4% | $164,928+66.2% | $80,911+238.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 9.43% | 16.73%-7.3pp | 70.08%-60.6pp | 35.63%-26.2pp |
| Employer contribution / active EE | $12,154 | $2,953+311.5% | $4,343+179.8% | $2,756+341.0% |
| Participant deferral / active EE | $7,059 | $4,477+57.7% | $6,034+17.0% | $4,297+64.3% |
| Admin fee / account holder | $132,580 | $8,218+1513.4% | $12,684+945.2% | $6,935+1811.8% |