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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,137 | $75,541-48.2% | $152,093-74.3% | $82,637-52.6% |
| Participation rate | 79.1% | 66.5%+12.6pp | 77.8%+1.3pp | 68.1%+11.1pp |
| Annual return | 12.24% | 32.56%-20.3pp | 66.36%-54.1pp | 53.51%-41.3pp |
| Employer contribution / active EE | $595 | $2,622-77.3% | $4,175-85.7% | $2,552-76.7% |
| Participant deferral / active EE | $2,142 | $3,206-33.2% | $5,451-60.7% | $4,126-48.1% |
| Admin fee / account holder | $1,358 | $6,405-78.8% | $14,497-90.6% | $7,339-81.5% |