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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,291 | $111,785-15.6% | $93,669+0.7% | $145,877-35.4% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 14.39% | 203.79%-189.4pp | 133.59%-119.2pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,712 | $3,096+19.9% | $2,424+53.1% | $4,663-20.4% |
| Participant deferral / active EE | $6,142 | $4,919+24.9% | $4,416+39.1% | $6,691-8.2% |
| Admin fee / account holder | $1,705 | $10,256-83.4% | $8,291-79.4% | $13,402-87.3% |