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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,693 | $160,070-9.0% | $147,117-1.0% | $145,897-0.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.44% | 98.69%-91.2pp | 420.54%-413.1pp | 552.29%-544.9pp |
| Employer contribution / active EE | $2,935 | $5,285-44.5% | $4,932-40.5% | $4,663-37.1% |
| Participant deferral / active EE | $3,819 | $8,419-54.6% | $8,065-52.6% | $6,689-42.9% |
| Admin fee / account holder | $133,339 | $15,035+786.8% | $12,993+926.3% | $13,390+895.8% |