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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,937 | $106,864+15.0% | $147,318-16.5% | $82,637+48.8% |
| Participation rate | 92.3% | 75.5%+16.8pp | 82.1%+10.2pp | 68.1%+24.3pp |
| Annual return | 13.65% | 27.49%-13.8pp | 70.43%-56.8pp | 53.51%-39.9pp |
| Employer contribution / active EE | $2,172 | $3,417-36.4% | $4,593-52.7% | $2,552-14.9% |
| Participant deferral / active EE | $6,678 | $6,496+2.8% | $7,906-15.5% | $4,126+61.9% |
| Admin fee / account holder | $7,719 | $8,415-8.3% | $13,708-43.7% | $7,339+5.2% |