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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,937 | $99,875+23.1% | $146,866-16.3% | $86,983+41.3% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 13.65% | 28.10%-14.4pp | 102.85%-89.2pp | 25.83%-12.2pp |
| Employer contribution / active EE | $2,172 | $3,224-32.6% | $4,425-50.9% | $2,584-16.0% |
| Participant deferral / active EE | $6,678 | $6,322+5.6% | $7,759-13.9% | $4,194+59.2% |
| Admin fee / account holder | $7,719 | $7,838-1.5% | $13,620-43.3% | $7,856-1.7% |