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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,931 | $102,385+12.3% | $147,080-21.9% | $80,935+42.0% |
| Participation rate | 67.4% | 75.9%-8.4pp | 82.2%-14.7pp | 67.7%-0.2pp |
| Annual return | 13.60% | 135.09%-121.5pp | 420.17%-406.6pp | 35.66%-22.1pp |
| Employer contribution / active EE | $1,746 | $3,717-53.0% | $4,933-64.6% | $2,757-36.7% |
| Participant deferral / active EE | $2,816 | $6,651-57.7% | $8,066-65.1% | $4,299-34.5% |
| Admin fee / account holder | $6,141 | $7,951-22.8% | $12,989-52.7% | $6,924-11.3% |