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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,508 | $101,752+186.5% | $164,928+76.7% | $80,911+260.3% |
| Participation rate | 72.4% | 71.8%+0.6pp | 78.6%-6.2pp | 67.6%+4.8pp |
| Annual return | 12.14% | 16.73%-4.6pp | 70.08%-57.9pp | 35.63%-23.5pp |
| Employer contribution / active EE | $1,181 | $2,953-60.0% | $4,343-72.8% | $2,756-57.2% |
| Participant deferral / active EE | $5,378 | $4,477+20.1% | $6,034-10.9% | $4,297+25.1% |
| Admin fee / account holder | $6,054 | $8,218-26.3% | $12,684-52.3% | $6,935-12.7% |