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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,744 | $110,379-30.5% | $102,412-25.1% | $145,884-47.4% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 11.94% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,384 | $4,216-43.5% | $3,870-38.4% | $4,662-48.9% |
| Participant deferral / active EE | $4,909 | $5,622-12.7% | $5,060-3.0% | $6,690-26.6% |
| Admin fee / account holder | $55,057 | $9,745+465.0% | $8,388+556.4% | $13,392+311.1% |