Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,530 | $63,845-31.8% | $81,370-46.5% | $80,959-46.2% |
| Participation rate | 67.8% | 63.9%+3.9pp | 69.5%-1.7pp | 67.7%+0.1pp |
| Annual return | 15.20% | 16.37%-1.2pp | 24.85%-9.6pp | 35.67%-20.5pp |
| Employer contribution / active EE | $309 | $1,980-84.4% | $2,464-87.5% | $2,757-88.8% |
| Participant deferral / active EE | $2,037 | $3,093-34.2% | $3,885-47.6% | $4,300-52.6% |
| Admin fee / account holder | $1,931 | $5,688-66.1% | $5,749-66.4% | $6,925-72.1% |