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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERISERV WEALTH & CAPITAL MGMT Service code 15 216 FRANKLIN ST · JOHNSTOWN, PA 15901 | Recordkeeping | $42,993 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,447 | $44,980+78.9% | $85,063-5.4% | $77,692+3.5% |
| Participation rate | 21.5% | 48.6%-27.1pp | 67.5%-46.0pp | 70.6%-49.0pp |
| Annual return | 22.43% | 79.13%-56.7pp | 66.54%-44.1pp | 31.25%-8.8pp |
| Employer contribution / active EE | $143 | $1,607-91.1% | $2,727-94.8% | $2,726-94.8% |
| Participant deferral / active EE | $767 | $2,804-72.7% | $4,523-83.0% | $4,648-83.5% |
| Admin fee / account holder | $321 | $911-64.8% | $6,155-94.8% | $431-25.5% |