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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN UNITED LIFE INSURANCE CO10+ years Service code 15 · EIN 35-0145825 | Recordkeeping | $25,323 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,767 | $55,457+34.8% | $76,119-1.8% | $77,736-3.8% |
| Participation rate | 25.1% | 63.6%-38.5pp | 69.1%-44.0pp | 70.6%-45.5pp |
| Annual return | 15.38% | 17.09%-1.7pp | 361.25%-345.9pp | 31.26%-15.9pp |
| Employer contribution / active EE | $867 | $1,792-51.6% | $2,693-67.8% | $2,728-68.2% |
| Participant deferral / active EE | $1,569 | $3,454-54.6% | $4,259-63.2% | $4,651-66.3% |
| Admin fee / account holder | $16 | $411-96.0% | $6,421-99.7% | $433-96.3% |