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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,118 | $162,529-41.5% | $130,788-27.3% | $154,746-38.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 3.28% | 510.48%-507.2pp | 386.44%-383.2pp | 172.34%-169.1pp |
| Employer contribution / active EE | $5,456 | $4,447+22.7% | $3,558+53.4% | $4,379+24.6% |
| Participant deferral / active EE | $4,385 | $4,808-8.8% | $4,137+6.0% | $6,730-34.8% |
| Admin fee / account holder | $2,277 | $7,669-70.3% | $6,673-65.9% | $14,365-84.1% |