Retirement plan

MN DHIA RETIREMENT & 401(K) SAVINGS PLAN

Name: MINNESOTA DAIRY HERD IMPROVEMENT ASSOCIATION - MN DHIA RETIREMENT & 401(K) SAVINGS PLAN (2025) Form 5500
Creator: MINNESOTA DAIRY HERD IMPROVEMENT ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MN DHIA RETIREMENT & 401(K) SAVINGS PLAN, MINNESOTA DAIRY HERD IMPROVEMENT ASSOCIATION

MINNESOTA DAIRY HERD IMPROVEMENT ASSOCIATIONEIN 23-7410630Plan #002PY 2025

PO BOX 486 - BUFFALO, MN 553130486763-682-1091

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$4.4M

-15.5% from 2024

Total participants

-9.3% from 2024

Average account balance

$89,698

-6.9% from 2024

Annual return

10.41%

-2.76 pp from 2024

Benchmarks

See 596 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort596 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$90K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

136.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$199K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$32022

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.6M

$43585 / participant

Other / not subdivided$2M100.0%

% of EOY assets

35.699%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,698

$80,855+10.9%

$153,416-41.5%

$86,983+3.1%

Participation rate

100.0%

64.1%+35.9pp

74.3%+25.7pp

69.5%+30.5pp

Annual return

10.41%

16.18%-5.8pp

17.84%-7.4pp

25.83%-15.4pp

Employer contribution / active EE

$3,237

$2,308+40.3%

$3,764-14.0%

$2,584+25.3%

Participant deferral / active EE

$2,279

$3,333-31.6%

$4,723-51.7%

$4,194-45.7%

Admin fee / account holder

$32,022

$6,908+363.5%

$13,095+144.5%

$7,856+307.6%

MN DHIA RETIREMENT & 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MN DHIA RETIREMENT & 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion