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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,264 | $162,529-85.1% | $130,788-81.4% | $154,746-84.3% |
| Participation rate | 18.8% | 75.9%-57.1pp | 70.1%-51.4pp | 80.7%-62.0pp |
| Annual return | 17.37% | 510.48%-493.1pp | 386.44%-369.1pp | 172.34%-155.0pp |
| Employer contribution / active EE | $0 | $4,447-100.0% | $3,558-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,156 | $4,808-76.0% | $4,137-72.1% | $6,730-82.8% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |