Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COZAD ASSET MANAGEMENT7 years Service code 26 · EIN 37-0958133 2501 GALEN DRIVE · CHAMPAIGN, IL 61821 | Advisory (Participants) | $31,404 |
ASCENSUS LLC5 years Filed as: FUTUREPLAN BY ASCENSUS - BPC Service code 17 2110 CLEARLAKE BLVD · CHAMPAIGN, IL 61826 | Pension Consulting | $2,424 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,448 | $49,915+31.1% | $154,803-57.7% | $74,304-11.9% |
| Participation rate | 43.7% | 54.0%-10.2pp | 78.1%-34.3pp | 60.3%-16.6pp |
| Annual return | 10.81% | 34.06%-23.2pp | 58.88%-48.1pp | 29.43%-18.6pp |
| Employer contribution / active EE | $643 | $1,611-60.1% | $4,305-85.1% | $2,241-71.3% |
| Participant deferral / active EE | $1,715 | $2,255-24.0% | $5,540-69.1% | $3,767-54.5% |
| Admin fee / account holder | $643 | $2,189-70.6% | $14,329-95.5% | $2,969-78.3% |