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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,381 | $107,666-45.8% | $102,184-42.9% | $154,746-62.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 9.94% | 29.33%-19.4pp | 31.58%-21.6pp | 172.34%-162.4pp |
| Employer contribution / active EE | $2,206 | $3,846-42.6% | $3,594-38.6% | $4,379-49.6% |
| Participant deferral / active EE | $8,532 | $8,719-2.2% | $8,309+2.7% | $6,730+26.8% |
| Admin fee / account holder | $16,070 | $12,943+24.2% | $11,609+38.4% | $14,365+11.9% |