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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,931 | $77,814+7.9% | $158,223-47.0% | $86,983-3.5% |
| Participation rate | 54.3% | 68.4%-14.1pp | 79.2%-24.9pp | 69.5%-15.3pp |
| Annual return | 19.53% | 30.54%-11.0pp | 52.09%-32.6pp | 25.83%-6.3pp |
| Employer contribution / active EE | $1,199 | $2,592-53.7% | $4,109-70.8% | $2,584-53.6% |
| Participant deferral / active EE | $2,408 | $3,270-26.4% | $5,467-56.0% | $4,194-42.6% |
| Admin fee / account holder | $302 | $5,879-94.9% | $16,047-98.1% | $7,856-96.2% |